HCE SWIM MPA mobile apps secure digital card accounts on NFC mobile devices ...

Financial Institutions (FI), Corporates  and Merchants can now  offer a wide choice of payment methods to their end user customers to increase sales. Each can now have a tailored approach to balance fraud prevention and user experience in developing mobile payment services.

HCE Service proposes that device fingerprinting, strong customer authentication (SCA) login security, and real-time analysis of user behaviour can be combined to mitigate fraud while maintaining a seamless end user experience. Whether you are a bankcard issuer, 3-party wallet provider, Payment Service Providers (PSP), merchant or corporate, we aim to be your focused innovative mobile payments partner. Our propositions include HCE (host card emulation), UPI (account-to-account unified payment interface) and E-cash tokens services.


Our technology platform enables mobile payments and loyalty for all card and account types for proximity, in-app and online purchases. We can deliver mobile payments services via an outsourced white-labelled SAAS (Software as a Service) or we can deliver you our HCE SWIM MAP (mobile application platform) for you to own and operate on an Annual Recurring Licence basis.