Our Vision & Mission

We deliver innovative and secure mobile payment tokenisation services to our customers and strategic partners globally with the ultimate aim that their mobile consumers can use digital card accounts, proprietary blockchain based e-cash wallet accounts, and perform bank-to-bank account payments.

Our Core Values

  • Keep innovating for our clients and their mobile consumers.

  • Build convenience & efficiency via a high-quality, cost-effective Software as a Service.

  • Ensure trust and security for end consumers by issuing them SWIM digital identities.

Management Team & Board

Our senior management team brings together a wealth of entrepreneurial, payments, corporate management, business development, marketing and financial expertise. Our senior managers and founders have over 50 years of combined experience implementing secured mobile payments solutions.

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Executive Directors

Mr Remy De Tonnac, CHAIRMAN

Remy de Tonnac is Chairman of the board of HCE Service. He is also a Venture Partner with ETF, a London based Venture Capital fund and he sits on the board of several companies in the field of disruptive technologies.

He had been CEO of INSIDE Secure from 2006 to 2015. He transformed Inside Secure into a market and industry leader for NFC technology and Mobile Security, growing sales from 7 M$ to 155 M$, bringing in strategic investors such as VISA, Samsung, Qualcomm, NOKIA before leading the company to an IPO on Euronext in 2012. Remy was a Venture Partner at Vertex Venture Capital in London from 2002 to 2006. Remy was employee co-founder of Gemplus (now Gemalto) in 1987, serving as CEO of Asia-Pacific operations and for the Americas region. Remy was a graduate of Lille’s Ecole Centrale and holds a degree in Economics from Lille University.

Dr Chandra PATNI, CEO & CTO


Dr Chandra Patni exhibits real passion for entrepreneurship and innovation having co-founded Thyron (1989-2001), YESpay (2003-2013), and HCE (2015-current). He has a deep understanding of the fast moving landscape of the Payments industry: Security, biometrics, Internet Cloud Computing, E- and M-Commerce and Peer-to-Peer Payments. He has successfully exited all his financial technology start-ups with YESpay sold to Worldpay in 2013 for £25M. His multi-national corporate experience comprises ST Microelectronics (1986-1988) and Worldpay (2013-2014).

Ms Nisha PATNI, EVP & Partnerships


Ms Nisha Patni has significant entrepreneurial qualities having been an entrepreneur in the fashion industry for over 15 years. Her strengths lie in people and partnership management, and problem solving