Our Vision & Mission

We deliver innovative and secure mobile payments and tokenisation services to our merchants and strategic partners to enable mobile card payments acceptance and to provide to their end users Visa and Mastercard digital card accounts, proprietary blockchain based Ecash and Egift wallet accounts.

Our Core values

1. Keep innovating for our customers and their end user consumers.
2. Build convenience & efficiency via a high-quality, cost-effective PF (Payment Facilitator) and TSP (Token Service Provider) Software as a Service.
3. Ensure trust and security with end users by issuing them SWIM (Software Wireless Identity Module) digital identities.

Executive Management Team

Our senior management team brings together a wealth of entrepreneurial, payments, corporate management, business development, marketing and financial expertise. Our senior managers and founders have over 100 years of combined experience implementing secured mobile payments solutions.


Remy de Tonnac is Chairman of the board of HCE Service. He is also a Venture Partner with ETF, a London based Venture Capital fund and he sits on the board of several companies in the field of disruptive technologies.
He had been CEO of INSIDE Secure from 2006 to 2015. He transformed Inside Secure into a market and industry leader for NFC technology and Mobile Security, growing sales from 7 M$ to 155 M$, bringing in strategic investors such as VISA, Samsung, Qualcomm, NOKIA before leading the company to an IPO on Euronext in 2012. Remy was a Venture Partner at Vertex Venture Capital in London from 2002 to 2006. Remy was employee co-founder of Gemplus (now Gemalto) in 1987, serving as CEO of Asia-Pacific operations and for the Americas region. Remy was a graduate of Lille’s Ecole Centrale and holds a degree in Economics from Lille University.


Dr Chandra PATNI, CEO and CISO

Dr Chandra Patni exhibits real passion for entrepreneurship and innovation having co-founded Thyron (1989-2001), YESpay (2003-2013), and HCE (2015-current). He has a deep understanding of the fast moving landscape of the Payments industry: Card Payments, Security, Biometrics, Internet Cloud Computing, E- and M-Commerce and Peer-to-Peer Payments. He has successfully exited all his financial technology start-ups with YESpay sold to Worldpay in 2013 for £25M. His multi-national corporate experience comprises ST Microelectronics (1986-1988) and Worldpay (2013-2014).

EVP HR & Partnerships

Ms Nisha PATEL, EVP HR & Partnerships

Ms Nisha Patni has significant entrepreneurial qualities having been an entrepreneur in the fashion industry for over 20 years. Her strengths lie in people and partnership management, and problem solving. She has been responsible for HCE Service human resources (HR) strategy and has contributed to its business strategy as Co-Founder an Executive Director on the Board since 2015.